Properties We Finance
In commercial lending, "one size fits all" does not apply. Financing options vary significantly based on the property type and how it's used. We'll help you get the best loan based on your property type and situation.
- Self-Storage
-
Mixed-Use
-
Office / Retail
-
Mobile Home Parks
-
Industrial
Apartment Building Loans
Apartment building (multifamily) financing makes up the largest share of our lending activity. As multifamily loan experts, we have great options to meet a variety of needs and situations. We’re able to get the best loans for large complexes as well as small properties with just a handful of units.
Apartment Loan Options:
​
-
Up to 80% loan-to-value
-
Unlimited cash-out
-
Non-recourse
-
No tax returns
-
Up to 30-year amortization
-
No upfront fees
Self-Storage Loans
Self-storage is one of the fastest-growing commercial real estate sectors. Everfund has great options for financing your self-storage or mini-storage properties. Properties may have inside or outside units, and may or may not be climate-controlled. There are many financing options depending on your goals.
Self-Storage Loan Options:
​
-
Up to 75% loan-to-value (90% LTV possible in some cases)
-
Cash-out available
-
Borrow for repairs and improvements
-
25-yr amortization (30-yr possible in some cases)
-
No upfront fees
- Loans from $1 million
Owner-Occupied Property Loans
We love working with business owners. Financing business properties requires not only a review of the real estate but also an understanding of the underlying business. We have a strong track record providing loans to help self-employed business owners refinance, purchase or even expand their properties and businesses.
Owner-Occupied Property Loan Options:
​
-
Most property types eligible
-
Up to 90% loan-to-value (100% LTV offered in some cases)
-
SBA 7(a) and 504, and conventional options
-
Borrow for repairs, improvements, expansion
-
Terms up to 25 and even 30-years
-
No upfront fees
- Loans from $1 million
NNN Lease Loans
We can arrange purchase or refinance loans for your single-tenant triple-net leased properties. Also known as NNN leases, credit tenant leases or single-tenant leases, these are properties occupied by a single credit-grade tenant.
NNN Lease Loan Options:
​
-
Up to 75% loan-to-value
-
Cash-out available
-
Terms up to 25-years
-
Easy prepayment terms
-
No upfront fees
- Loans from $1 million